Introduction 

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with any part of these terms and conditions, do not use this website. 

Intellectual property rights 

Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all these intellectual property rights are reserved. 

Licence to use website 

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions below. 

You must not: 

(a) Republish material from this website (including republication on another website); 
(b) Sell, rent or otherwise sub-license material on the website; 
(c) Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose; edit or otherwise modify any material on the website; 
(d) Redistribute material from this website except for content specifically and expressly made available for redistribution 
Where content is specifically made available for redistribution, it may only be redistributed for non-commercial use. 

Limitations of liability 

The information on this website is provided free-of-charge, and you acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website. 

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date. 

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill). 

Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct or indirect loss or damage arising under these terms and conditions or in connection with this website, whether arising in tort, contract, or otherwise. Without limiting the generality of the foregoing exclusion, we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under terms and conditions or in connection with this website, whether direct or indirect, and whether arising in tort, contract, or otherwise. 

However, nothing in these terms and conditions shall exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law. 
  
Entire agreement 

These terms and conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of this website, and supersede all previous agreements in respect of your use of this website. 

Law and jurisdiction 

This notice will be governed by and construed in accordancewith English law, and any disputes relating to this notice shall be subject to the exclusive jurisdiction of the courts of England. 

Privacy Policy

We are committed to safeguarding the privacy of this website visitors; this policy sets out how we will treat your personal information.

(1) What information do we collect? 
We may collect, store and use the following kinds of personal data: 

Information about your computer and about your visits to and use of this website, such as your IP address, geographical location, browser type, referral source, length of visit and number of page views 


Cookies 

A cookie is a text file sent by a web server to a web browser, and stored by the browser. The text file is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser. 

We may send a cookie which may be stored on your computer’s hard drive. This cookie is only set if you choose to allow your computer to remember your Members Area access details. 

Most browsers allow you to refuse to accept cookies. (For example, in Internet Explorer you can refuse all cookies by clicking “Tools”, “Internet Options”, “Privacy”, and selecting “Block all cookies” using the sliding selector.) This will, however, have a negative impact upon the usability of many websites, including this one. 

We use Google Analytics to analyse the use of this website. Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to this website is used to create reports about the use of the website. Google will store this information. Google’s privacy policy is available at: http://www.google.com/privacypolicy.html. 

Using your personal data 

Personal data submitted on this website will be used for the purposes specified in this privacy policy or in relevant parts of the website. We may use your personal information to: 
– Administer the website 
We will not without your express consent provide your personal information to any third parties for the purpose of direct marketing. 

Other disclosures 

In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this privacy policy, we may disclose information about you: 
(a) To the extent that we are required to do so by law 
(b) In connection with any legal proceedings or prospective legal proceedings 
(c) In order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk) 
(d) To the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling. 
Except as provided in this privacy policy, we will not provide your information to third parties. 


Policy amendments 

We may update this privacy poli cy from time-to-time by posting a new version on this website. You should check this page occasionally to ensure you are happy with any changes. We may also notify you of changes to our privacy policy by email. 

Your rights 

You may instruct us to provide you with any personal information we hold about you. You may instruct us not to process your personal data for marketing purposes by email at any time. (In practice, you will usually either expressly agree in advance to our use of your personal data for marketing purposes, or we will provide you with an opportunity to opt-out of the use of your personal data for marketing purposes.) 

Third party websites 

The website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites. 

Updating information 

Please let us know if the personal information which we hold about you needs to be corrected or updated. 

Contact 
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If you have any questions about this privacy policy or our treatment of your personal data, please email to us.